By accessing and using Monio.pro, you agree to comply with the following Terms & Conditions.

These terms apply to services provided through monio.pro, operated by Philip Dekok.

Payments

All payments are initiated voluntarily by users.

We do not directly store sensitive payment information such as banking details or credit card data on our systems.

Digital Services

monio.pro provides digital services, creative resources, and online productivity solutions.

Service availability, features, pricing, supported platforms, and limitations may be updated, modified, suspended, or discontinued at any time without prior notice.

Refunds

Due to the nature of digital products and instant-access services, purchases are generally non-refundable once access has been provided.

Refund requests may only be considered if a service becomes completely unavailable for more than 48 consecutive hours due to issues directly caused by our system.

Refunds will not be provided in situations including, but not limited to:

user inactivity or non-usage
failure to follow setup or usage instructions
temporary platform limitations or maintenance periods
interruptions caused by third-party providers
account restrictions caused by improper or abnormal usage

Some digital services may occasionally experience temporary limitations or refresh periods. In such cases, users may need to wait until the service becomes available again.

Account Usage

Users are responsible for maintaining the confidentiality and security of their accounts.

Accounts may be temporarily restricted or suspended if activities negatively affect platform stability, security, or overall user experience.

Examples may include:

suspicious login activity
excessive automated usage
abnormal access behavior
excessive concurrent sessions
activities that may compromise platform security

monio.pro reserves the right to limit or suspend access when necessary to protect service integrity and system stability.

Notifications

By using our services, you agree that monio.pro may contact you through:

email
website notifications
messaging platforms
social media
other communication channels provided by the user

These communications may include:

service updates
maintenance notices
security alerts
feature announcements
promotional information

Users may request to opt out of promotional communications at any time.

Limitation of Liability

monio.pro is not responsible for:

third-party platform changes
interruptions caused by external providers
temporary service unavailability
misuse of services by users
data loss caused by external systems or user devices

All services are provided on an “as available” basis without guarantees of uninterrupted availability.

Changes to These Terms

We reserve the right to modify or update these Terms & Conditions at any time without prior notice.

Continued use of monio.pro after changes are published constitutes acceptance of the updated terms.